Aditya Birla Health Insurance introduces India’s first health insurance plan with up to 100 per cent return on premium  

Chandigarh: Aditya Birla Health Insurance Company Ltd. (ABHICL), the Health Insurance subsidiary of Aditya Birla Capital Limited, a significant non-banking financial services company, today announced an industry-first initiative of up to 100% health insurance premium returns and other significant product offering upgrades. The newly designed version of its flagship product ‘Activ Health’ will inspire customers to lead a healthy lifestyle.  
 
The Activ Health policy is a feature-rich product that provides comprehensive health protection with extensive wellness benefits. Aditya Birla Health Insurance is the only insurance company offering up to 100% premium returns, i.e. HealthReturns, rewards and up to 100% reload of Sum Insured through its enhanced version of ‘Activ Health’ policy. The consumer is rewarded  through a cash-equivalent which can be used for either health-related expenses like buying medicines, paying for diagnostic tests, day care treatment, out-patient expenses (OPD), and alternative treatments (which are traditionally excluded), or most importantly can be used towards the payment of future premium. 
 
The plan allows the wellness ecosystem to be easily accessed by people without exclusivity. Going forth with the holistic health approach, Activ Health plan also offers coverage for mental illness counselling, unlimited Homeopathy telemedicine, day care treatments, modern and advance treatment methods, Day 1 coverage for chronic illnesses; for all customers, and more. One can become their healthiest version by tracking their health, accessing the details of their health insurance, and availing health care services through the Activ Health app. Customers can also earn their HealthReturns by working out with the workout videos available through the Activ Health app.
 
While detailing the product features, Mr. Mayank Bathwal, CEO at Aditya Birla Health Insurance, said, “As a pioneer of the wellness ecosystem in health insurance and an enabler of holistic healthcare choices, ABHI has consistently encouraged policyholders to stay active and healthy and taken efforts to provide comprehensive care to its customers. We have designed the ‘Activ Health’ policy to meet the evolving needs of the customers and to promote a sustainable healthy lifestyle. We are introducing, an industry-first initiative of up to 100% HealthReturns through our incentive based health and wellness program under Activ Health policy. The details of your Activ Health policy can be easily viewed on the Activ Health app along with earning your HealthReturns. This offering is more than just a health insurance, it provides access to sustainable wellness practices while serving the ‘health anxious’ and the ‘health-conscious’ who want to venture beyond ‘reactive care’”.