Is the new global health insurance coverage from Bajaj Allianz right for you?

Access to quality healthcare is essential to our well-being. There are numerous risks that pose a threat to human health on a daily basis. From higher stress levels and pandemics to life-threatening diseases - people need to be ready for all medical contingencies.
Global health insurance coverage is necessary to ensure that you have access to quality medical care regardless of where you are located. If you are a frequent international traveller, you need a reliable health insurance plan to cover both local and international medical expenses. 
With the rising healthcare costs, a global health insurance policy protects you financially compared to paying for out-of-pocket care. Additionally, a global health insurance policy can provide coverage in multiple countries, ensuring access to quality healthcare services no matter where life takes one. 
Bajaj Allianz General Insurance’s unique health insurance product, ‘Global Health Care’, provides health insurance coverage to policyholders across the world. 
How does Bajaj Allianz’s new global health insurance coverage work?
The global Bajaj Allianz health insurance plan is a comprehensive health indemnity insurance policy that offers you seamless coverage for scheduled and emergency treatment within India and abroad. 
With this health insurance policy, you can easily schedule your medical treatments abroad and use the best facilities worldwide. As an added bonus, the plans also include ayurvedic/ homoeopathic treatments.
The  global Bajaj Allianz health insurance covers various expenses, including:
•    Inpatient hospitalisation costs
•    Pre and post-hospitalisation fees 
•    Outpatient treatment
•    Air and road ambulance costs
•    Daycare procedures,
•    Mental health care, and 
•    Living donor costs
The international coverage includes
•    Optional dental coverage
•    Built-in OPD coverage 
•    Medical repatriation
•    Inpatient cash benefits
•    Repatriation of mortal remains,
•    Air ambulance cost.
Bajaj Allianz offers its global health insurance plan in two variants: the Imperial plan and the Imperial Plus plan. 
While the Imperial Plus Plan offers almost similar features as that of an Imperial Plan, you get the benefit of choosing a higher sum insured in the Imperial Plus Plan. 
Benefits of Bajaj Allianz’s global health insurance policy
Here is a detailed list of benefits of Bajaj Allianz’s global healthcare plan:
•    The covered members have access to a cashless facility globally.
•    You get appropriate health insurance coverage regardless of where you are located. Domestic coverage ranges from Rs. 37.5 lakhs to Rs. 3.75 crores, and international coverage ranges from $100,000 to $1 million. 
•    Certain special coverages include rehabilitation, the expense of a parent’s stay in the case of a minor’s hospitalisation, palliative care, etc.
•    The Premium Imperial Plus plan covers overseas outpatient department (OPD) costs, including medical bills, diagnostic tests, and medications.
•    The insurer covers typical and reasonable expenditures associated with inpatient treatment of mental illnesses.
•    The plan covers medical care in the U.S., as many domestic insurers who provide international coverage under health insurance policies still do not. 
Why is Bajaj Allianz’s global health insurance policy right for you?
Imagine being sick or having an accident when visiting another country. Although travel insurance covers some costs, it might not be sufficient. Having global health insurance from a trusted provider like Bajaj Allianz can help protect you from out-of-pocket medical expenses in a foreign land.
Many people look at overseas treatment options, especially when it comes to highly specialised procedures and surgeries. While many people have overlooked the possibility of getting global healthcare due to it not being covered under regular health insurance plans, Bajaj Allianz is changing the norm. 
Bajaj Allianz’s global health care plans give you the option to choose top-notch care anywhere in the world without worrying about the cost.
In Conclusion
With comprehensive coverage, the peace of mind that comes with knowing one is protected in a medical emergency anywhere in the world is invaluable. Global health insurance can provide financial security and the assurance of quality care no matter where you are in the world.
Bajaj Allianz’s global health insurance plans are a great fit for people who keep travelling abroad for work and/or leisure and need well-rounded health coverage, no matter where they are.