ManipalCigna Health Insurance launches ‘ManipalCigna ProHealth Prime’ 

Chandigarh, April 28, 2022: ManipalCigna Health Insurance Company Limited, today announced the launch of ‘ManipalCigna ProHealth Prime’ plan. This new plan is not just a health insurance plan but a Complete Healthcare Insurance plan as it not only covers all types of hospitalization expenses but also comes with revolutionary features such “Cashless OPD” coverage for doctor consultation, prescribed diagnostic tests and pharmacy expenses, It covers “Non-medical Expenses” to ensure there are zero deductions towards non-medical items during hospitalization and many more such enticing benefits.

Speaking about the product launch, Prasun Sikdar, Managing Director and CEO, ManipalCigna Health Insurance Company Limited said, At ManipalCigna, we have always been at the forefront in meeting the consumer’s needs and whenever we have come up with any new product, we have ensured that our product addresses the core issues which our customers are facing. This time too we conducted a thorough research and identified some of the major issues which the customers are facing and expect solutions from health experts like us. For example, in India, out-patient department expenses which includes doctor consultations, lab tests and pharmacy expenses accounts for nearly 62% of healthcare costs, not only that, non-medical expenses amount to around 10% to 12% of the overall hospitalization bills that are paid as out of pocket. Our new ManipalCigna ProHealth Prime takes a step further in our commitment and offers cashless services even for OPD expenses to provide total healthcare protection, it comes with industry first feature Switch Off that allows customers to switch off the cover while travelling abroad from 2nd year onwards, for a maximum period of 30 days in a policy year and most importantly the plan covers all hospitalization expenses whether medical or non-medical to take care of customer’s everyday healthcare needs.”

Sikdar further added, “The Product also has a specific plan, for lives suffering from the medical conditions such as Diabetes, Obesity, Asthma, high Blood Pressure and high Cholesterol. These customers need not wait for long, as the pre-existing disease waiting period for these listed conditions is only 90 days. ManipalCigna ProHealth Prime is a truly comprehensive plan offering customized healthcare solutions to safeguard the customers from all types of healthcare expenses even beyond hospitalization and offers sum insured of up to 1 crore with lifetime renewability, so that customers get Better Coverage, Better Control and Better Care in true sense without any financial worries.”

ManipalCigna ProHealth Prime’ plan comes in three different variants – ‘ManipalCigna ProHealth Prime Protect’ for overall hospitalization expenses; ‘ManipalCigna ProHealth Prime Advantage’ provides cashless OPD coverage in addition to the hospitalization expenses ; and  ‘ManipalCigna ProHealth Prime Active’ for lives suffering from the medical conditions such as Diabetes, Obesity, Asthma, high Blood Pressure and high Cholesterol.

The new ManipalCigna ProHealth Prime plan offers some prime features.