Ludhiana, August 23: In a major step to boost dairy sector in Punjab, National Bank for Agriculture and Rural Development (NBARD) today launched a comprehensive area based scheme on dairy development expecting to increase bank credit five times to figure of Rs 300 crore this year. The last year figure was 60 crore.
The scheme, which attempts to take all stakeholders from dairy farmers, milk plants, self help groups, research institutes, private sector to administration on board, was launched at the Central Institute of Post Harvest Engineering and Technology (CIPHET). For ensuring the success of the scheme, a committee headed by principal secretary with members from department of animal husbandry, dairy development and fisheries would be monitoring the scheme at the state level. At district level, the scheme would be monitored under committee headed by Additional Deputy Commission (D).
Announcing launch of the scheme from Ludhiana, Chief General Manager Krishan Jindal, said that the scheme would especially benefit small and medium size dairy farmers. “We are going to provide loans upto four lakhs without any collateral security to them and for ensuring that banks get their money back joint liability groups would be formed. These would be acting as social pressure groups if anyone attempts to default,”he said, adding that their vision is to make Punjab milk bowl for the country. He said that they wish that new technologies and better breeds are introduced in diary sector of the Punjab with more credit available and infrastructure created would be optimally used through dairy associations of farmers.
Saying that two parallel universes of growths are happening in the country, Additional Deputy Commissioner (Development).
Dr Rishi Pal Singh, said that difference between small and big farmers has widened over the years. He emphasised that quality of livestock need to be improved.
Nalin K Rai, Deputy District Manager, NABARD, informed that last year Rs 60 crore of loans were provided to the dairy farmers. “This year we are expecting this figure to touch Rs 300 crore as with the launch of the scheme farmers without pledging their properties would be getting loans. Ludhiana has become the first district to get this scheme and it would be launched soon in the districts of Jalandhar and Roopnagar,”he added.
Emphasising on the gaps in infrastructure, Director Extension Education GADVASU Dr R.S Sahota said that they need to feel the pulse of the farmers. “The technology and infrastructure be made available to small and medium farmers,”he said, asserting for micro-planning at all levels. Dr M. Biswas, Assistant General Manager, NABARD, revealed that Punjab having just 2 percent of the livestock of the country was accounting for 9 percent of milk production. President of Punjab Dairy Federation Association, Daljit Singh Sadarpura presented an innovative idea of establishment of dairy service centers at the block level with support of NABARD. “These should provide logistic, infrastructural and marketing support to small and medium farmers ensuring optimum utlilisation,”he added.
While Deputy Director, Municipal Corporation, Dr Y.P.S Punia spoke about problem of dead animals of dairy sector’s removal, Uday Gosain and Sanjeev Nigam of Field Fresh, informed about use of latest technologies and practices in the production of certified animal fodder. S.R Saini, General Manager Verka Milk Plant, elaborated on need of strengthening of milk union societies.