Star Health launches Platinum Range of Cancer Care and Cardiac Care Policies to provide enhanced cover

Chandigarh, September 6, 2021: Star Health and Allied Insurance, announced the launch of two new variants of their specialty products – Star Cancer Care Platinum Insurance Policy and Star Cardiac Care Platinum Insurance Policy. These products are designed to address the needs of people who are diagnosed with cancer and cardiac conditions.
 
There are no premedical tests required to avail of these policies. However, the insured should submit the previous medical records of treatment undergone at the time of purchasing the policy. Policies are renewable lifelong and premiums can be paid quarterly, half-yearly and annually as well.
 
Cancer Care Platinum: A proposition of Health Insurance for Individuals diagnosed and surviving with cancer. Covers persons aged between 5 months and 65 years with a sum insured up to INR 10 lakhs.
 
Covers expenses incurred due to hospitalization for cancer and non-cancer-related ailments with applicable waiting periods. (Nil waiting period for accidents, 30 days for non-cancer treatment, 12 months for hospice care, 30 months for treatment of cancer and pre-existing diseases)
 
Lump-sum cover for cancer: 50% of sum insured as optional benefit if the insured person suffers a recurrence, metastasis, and/or a second malignancy unrelated to the first cancer after a waiting period of 30 months.
 
Cardiac Care-Platinum: A proposition of Health Insurance for individuals diagnosed with cardiac ailments. Cardiac Care - Platinum covers persons aged between 7 years and 70 years with a sum insured of up to INR 15 lakhs
 
Covers expense incurred due to hospitalization for cardiac and non cardiac conditions after 30 days of policy inception. (Nil waiting period for accidents, 24 months for named aliments and heart transplant and 48 months for other pre-existing diseases)
 
Dr S Prakash, Managing Director, Star Health and Allied Insurance said, “STAR HEALTH INSURANCE is providing this Insurance Cover for people diagnosed with heart disease and cancer.  As a doctor, I see most of the time people in India seeking health insurance cover after a major diagnosis like cancer / heart disease. Often they are not able to get cover for existing heart disease and cancer. Striving to change this and to include these deserving people as well under insurance cover, Star Health Insurance has introduced these products. These new policies are an endeavour to address a genuine and important need of our fellow citizens."