To mark National Insurance Awareness Day, ManipalCigna Health Insurance launches new policy that covers up to ₹50,000 OPD expenses

Chandigarh, June 30, 2022: ManipalCigna Health Insurance Company Limited, enters cashless OPD with the launch of ManipalCigna ProHealth Prime to protect people’s finances from day to day healthcare expenses such as doctor’s consultation fees, prescribed diagnostic tests and pharmacy. 

In India, approximately 65% of the total health care expenditures are out of pocket expenses, which are not covered by most health insurance policies in the market. Therefore, to help reduce the burden of out-of-pocket spending, ManipalCigna’s new Cashless OPD coverage under ManipalCigna ProHealth Prime gives policy holders option of ₹ 20,000, ₹ 30,000 or ₹ 50000 per policy year, to cover for expenses they incur on outpatient expenses, including dental, vision, physical doctor consultation fees, prescribed medicines, etc.

Speaking about the new cashless OPD coverage, Prasun Sikdar, Managing Director and CEO, ManipalCigna Health Insurance Company Limited said, “We at ManipalCigna believe in constantly innovating our product line to offer not just health insurance but a complete healthcare solution. Our new digitally enabled, unique App based Cashless OPD proposition under ManipalCigna ProHealth Prime helps our customers reduce the burden of out-of-pocket spending at just a click of a button.”

Sikdar further added, “Today on the occasion of National Insurance Awareness Day. I would also like to encourage people to set aside some time to review their existing coverage to safeguard their loved ones’ financial future. Furthermore, if one does not have a health insurance, it is vital to get a complete healthcare insurance plan that fully covers healthcare expenses both inside and outside of the hospital. Cashless OPD cover is especially beneficial to people with higher out of pocket expenses or parents with infants or young children prone to ailments that require over-the-counter medicines or get tests done quite frequently. These expenses add up to a lot, but go unnoticed by most health insurance plans. Thus people who require regular OPD consultations can benefit greatly from a health insurance plan which helps cover their OPD expenditures on cashless basis and lets you stay fit with simplified wellness offerings.”